Mortgage

Interest Rates Certified by Datatrac

Mortgage and Equity Loans

Quick Links

Financial Calculators

Financial Calculators

Use our free calculators to plan for the big expenses.

Have a Question?

Please feel free to contact us. We will get back to you within 1 - 2 business days.

Refinance Your Mortgage

We are here to walk you through the process.
Call our Main Branch at (916) 386-1418 with any questions you may have.
If you are ready to get started

Added Benefits

  • No matter what your reason may be
  • Lower Interest Rate
  • Lower Monthly Payment
  • Consolidate Debt
  • Cash out for Home Improvements

Home Equity

Making your home, work for you

We Currently Offer two programs

Fixed-Rate Equity

Never worry about rising interest rates with our Fixed-rate Home Equity Loans.

  • Terms up to 180 months (15 years)
  • Low Competitive Interest Rates
  • Financing up to 80% LTV¹
  • Call us at (916) 386-1418 or (800) 332-1418 for more information.

No-Fee Home Equity Loan Special

Borrowing against the equity you have in your home couldn't be easier!

  • Fixed rate as low as 5.99% APR*
  • Borrow from $10,000 to $49,999.
  • Finance up to 100% of your equity.
  • Terms from 60 to 84 months.
  • NO closing costs - fees waived

*APR - Annual Percentage Rate
1- Closing costs paid by lender include credit report, document preparation, title and similar fees that are customary and reasonable to a standard Home Equity Loan transaction. If loan is fully paid off within thirty-six months of opening, there will be $750.00 in waived fees charged. Representative example: For a $40,000 Short-term Home Equity Loan with an 84 months term at 5.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $584.27 for 83 months, with a final payment of $583.52. Rates subject to change without notice.
2-Loan to Value

California Community Credit Union is an Equal Housing Lender. NMLS #: 685477.

nmls-equal

It's fast, secure, and FREE.

Check account balance, transfer funds, review account statements and transaction history, temporarily block your debit card, make mobile deposits and more! We invite you to discover the convenience of CACCU’s mobile app - anytime, anywhere.